MONEY

What trigger your spending? When you are sad, depressed, angry, excited or lonely? I use to spend more money when I feel bored or carrying a lot of cash in my pocket. That's why I don't carry much cash myself to avoid temptation to spend. Having to identify the way to trigger my spending, I have been very caution to avoid and control them. I find it challenge to disciplined myself and it takes time to learns discipline money.

It is very hard for you to have the temptation not to buy when the stuff you have been thinking to buy are on sales, 50%, 60% or 70% discount. You feel disturb and your subconcious mind keep asking yourself, "buy or not buy?", "sales now, great deals!", "I can swipe first and pay later since it's on sales, I can save a lot." and many more which you are convincing yourself to buy, you are finding a good reason to buy so that you can buy comfortably and feel better in spending, I think many of us have such thought before, self talking to yourself buy or not buy. However, it's good to practices evaluating before taking action to purchase, instead of convincing youself, why not you evaluate why you need the stuff, it is necessary? do I have more than enough? do I have budget for this? If the answer is NO, then just stay away and hang in there for awhile, you may notice your temptation to buy will fade away and you may even forgotten about it after 2 to 3 days. I know the feeling is sucks, whenever the feeling slip through, shift your thought to think positively, think about another fews more digit in your bank account or stay out of debts, it will makes you feel better.

Discipline Money require self-discipline, it is a key to reduce debts and increase savings, if you practice it in long run, it will also improve your standard of living. Undiscipline person normally does not have discipline in money, if you notices yourself working day and night for money and the money just slip away easily, it is time for you to review your spending habits and time for money management lesson.

Discipline Money require a lot of self-discipline, it is easy when you come to think of fantastic rewards to reach financial stability that you hopes for. Take each step forward in controlling your spending habits with bit of imagination and just little creativity to put your hard-earned money on lock.